12 Ways to Save at Christmas

For some of us, Christmas time can be very hard on our finances.  We have to do Christmas on a budget.  So, I am going to list 12 ways you can save at Christmas.

1. Use magazines or comics from newspapers and/or reuse last years wrapping paper.
2. Use an artificial tree instead of buying one every year.
3. Send eCards instead of mailing out cards.
4. Cut up old Christmas cards to make tags or decorations.
5. Shop at a thrift store, Goodwill, Dollar Tree, Dollar General and/or buy items on sale.
6. Draw names at Christmas and do an exchange.
7. Have a Christmas Potluck dinner...have everyone bring a dish.
8. Stock up on Christmas items AFTER Christmas when everything goes on sale.
9. Make your own gifts:  bake, knit, sew, make jewelry, etc.
10. Give free coupons made at home, such as:  Will babysit 3 weekends, will clean house, paint a room, etc., you get the idea.
11. Buy gift cards, even if it's just $5 or $10.
12. And the most important tip of all, set a budget and stick to it!

So there you have it, 12 Ways to Save at Christmas.  Even if you can use just a few of these ideas you can save money at Christmas.  I hope these ideas are helpful to you.  I wish you and your family a Very Merry Christmas.